Insurance Advisor and Financial Planner based in Calgary.
Life Insurance
What is Life Insurance?
Life insurance is a legal and binding contract with an insurance company that promises a fixed amount of money for your beneficiaries and/or estate upon your death. Some of the factors that allow us to determine which policy is the right one for you include your age, sex, health condition, smoking status and the amount of premium that best fits your budget. We help you determine how much risk you want to share with an insurance company
It is our sole objective to ensure that we provide you with enough information so that you may make an informed decision.
Why You Need It
Life insurance will give you the peace of mind that comes from knowing that if something should happen to you, your loved ones will not be left with a burden of debt, final taxes or other money worries. Certain life events such as marriage, purchasing a new home, having a child, etc. might cause you to re-evaluate your financial goals and consider the protection life insurance can provide. Life insurance can look after your family when you no longer can.
Certain business situations also call for life insurance. If you are an entrepreneur or just starting a business you will need to protect your investment as well as that of any partners. A customized insurance solution will provide the money necessary to enable your fellow shareholders or partners to buy you out when you are ready to retire.
Finding the Right Policy
Determining which policy is right for you and your specific situation can be a daunting and confusing process which is why we are here to help you work through your options. As independent brokers, our knowledge and flexibility help you choose the products and companies that best meet your needs.
Some questions to ask yourself:
Will the policy meet my current needs?
Will the policy provide the flexibility to meet my future needs?
What will the policy cost - both current and expected lifetime costs?
Is the provider established and financially strong?
Will the company back its guarantees?
Due to the fact that we are independent insurance advisors, we can offer a wide variety of life insurance options for you to choose from, including term, whole life, permanent insurance, and universal life insurance. All will be tailored to meet your specific financial need.
If you would like to apply for coverage with NO MEDICAL required, please click here and proceed to answer the questions after you’ve clicked “Apply Now”.
For any questions, or should you wish to have us review your situation and look at other cost-effective options, please contact us for your no-obligation consultation. We look forward to helping you and your family.
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